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Getting paid by more than one app or client

When payments come from several places, note where each came from and sort them all the same way.

3 min read

Three loose piles of pebbles in different tones above two white ceramic dishes of mixed pebbles on a pale limestone table.

New income often starts with one source and soon becomes three. A delivery app and a rideshare app. Two design clients and a marketplace shop. Each one pays on its own schedule, in its own amounts, with its own statement. Keeping them straight is mostly a matter of treating them all the same way.

Log every payment with its source

When a payment arrives, note the source next to the amount and the date. That one extra detail helps a lot later. You can see which source brings in what, which ones pay on time, and how the mix changes from month to month.

Use names you will recognize at a glance: the app, the client's business, or the shop. Keep them consistent, so the same source always shows up the same way.

Sort each one the same way

It is tempting to handle each source differently, but one set of categories keeps things simple. An app payout and a client invoice both get split across the same lines: taxes set aside, business costs, savings, personal. The amounts differ; the lines stay put.

Then the list does the adding up for you. Every payment lands on it, each one sorted to zero, and you can read the week at a glance.

Example: one week, three sources

Left to sort$0.00
  • Delivery app payoutSorted$135
  • Design client invoiceSorted$400
  • Marketplace saleSorted$62
Every dollar in its place$597

You choose the amounts. Nilvo keeps the list, never the money.

Example figures only. Nilvo does not tell you what you owe, and nothing here is tax, legal, investment, or accounting advice.

Each payment in the example was sorted on its own, the day it landed, with the same four lines. Nothing was left to sort by the end of the week, even though the three payments came from three different places and none of them matched in size.

When sources pay on different days

One app may pay out weekly, a client may pay a month after an invoice, and a shop may pay after each sale. There is no need to line those up. Sort each payment when it arrives, whatever the source. Over time the list shows the rhythm of each one, and the uneven timing stops feeling like a surprise.

Costs that belong to one source

Some costs only belong to one kind of work. Gas and maintenance belongs to driving, not to the design client. A marketplace shop may have packaging or listing costs. If that matters to you, give those costs their own lines and fill them from the payments that caused them.

This part is optional. If one business costs line works for you, keep one. More lines only help if you will use them.

Keep the statements together

Each app and client has its own records: payout summaries, invoices, receipts. Keep them in one place, labeled by source. When you need to look something up, you will not have to sign in to four different sites to find it.

One list for everything

The hardest part of several sources is rarely the money itself. It is the scattered picture. One list with every payment on it, each sorted to zero, puts that picture in one place. You can see what came in this week from everywhere, and what is still left to sort.

Nilvo keeps that list. On the free plan you log payments from any source and sort them into a basic set of categories. Plus, at $9 a month or $90 a year, adds saved category templates for sources that pay regularly, so a weekly app payout can be sorted the same way each time without starting over.

Try it, with your own numbers.

Split a payment right on the page. No account, and nothing is sent anywhere. When you want to keep the list, the free plan is complete on its own.

Start freeSplit a payment